Stitch Launches Buy Now Pay Later Solution for South African Merchants
Stitch has launched a new Buy Now Pay Later (BNPL) solution aimed at merchants in South Africa, expanding its payments platform to include flexible instalment ......
Black News 
Stitch has launched a new Buy Now Pay Later (BNPL) solution aimed at merchants in South Africa, expanding its payments platform to include flexible instalment options for consumers at checkout.
The new product allows shoppers to split qualifying purchases into two to six interest-free instalments, while merchants receive the full transaction value within 24 hours. Stitch manages customer credit approval, Know Your Customer (KYC) checks, and repayment processes, removing credit risk from merchants.
According to the company, the BNPL offering is designed to give consumers greater flexibility and control over their spending while enabling merchants to increase conversion rates and average order values. Stitch said BNPL is particularly effective in reducing cart abandonment for higher-value purchases where upfront cost is a barrier.
The company highlighted growing adoption of BNPL in South Africa, noting that its upcoming 2026 Consumer Report shows 71% of credit-active shoppers use BNPL with some frequency, while nearly 39% began using it within the past year. Adoption is strongest among mid-to-high income consumers purchasing electronics, fashion, and household goods.
Stitch said the BNPL option is built into its existing payments infrastructure and can be integrated into enterprise and e-commerce platforms, including Shopify, WooCommerce, and custom storefronts. Merchants can also configure when the option appears, such as for higher-value transactions or as a fallback when other payment methods fail.
The company added that BNPL is increasingly being used not only for discretionary spending but also for everyday purchases such as groceries, reflecting broader shifts in consumer payment behaviour in South Africa.
Stitch Marketing Manager Simone le Roux said the solution gives both merchants and consumers more visibility and flexibility in managing instalment-based payments.
The launch forms part of Stitch’s broader strategy to expand its payments ecosystem and strengthen digital commerce infrastructure across the South African market, where BNPL is rapidly emerging as a mainstream payment option.
